Monday, May 21, 2012
  • WELCOME HOME
  • REST HERE
  • BANKRUPTCY COUNSELING
  • SELF HELP
  • ABOUT US

National Home Advocacy Group is a company that is solely vested in obtaining the best end result for our clients. During the last ten years clients have received a plethora of misinformation regarding their mortgages and it has caused them to make ill-advised decisions regarding the financing for their homes and as a result it has placed our entire country in one of the worst financial climates in U.S. history due to mortgage default and foreclosure.

We are stepping in and assisting homeowners with solid information and guidance that can help get them back on the right track regarding their homes. Now we understand that there are tough decisions to make.

We also understand that the end result of those decisions is not always what a client wants to hear. But we believe that the truth is always the best information for any homeowner regardless of whether it's good news or not so good news. So whether the homeowner needs advisement on restructuring their mortgage, refinancing it or actually selling the home we will give our clients the most detailed and honest assessment of their current financial situation in order for them to make the informed decisions that their families need.

NHAG has dedicated itself to giving the highest level of service.

REST Eligibility

Most lenders and servicers have in house modification programs. These programs have resulted in far more modifications than done under the government’s HAMP program. Although these in house programs differ, it is beyond dispute that no investor will modify a loan unless it is in its financial self interest to do so.

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REST Benefits

The REST Report allows homeowners to know with certainty whether they qualify for a HAMP loan modification, and what the terms of that modification would be, BEFORE they apply, so they can avoid the otherwise costly, stressful and/or time consuming process.

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NHAG Exclusive Rights

National Home Advocacy Group was granted one of the exclusive licenses for advocacy firms to use the report generated by the REST software system to provide homeowners access to the facts and figures used by the banks in determining eligibility for HAMP and other programs. Millions of borrowers stand to benefit from the information provided by this report.

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Loan Disposition Analysis

The REST Report allows you to know, before you apply, whether it is in best financial interest of the investor [who owns your loan] to modify your loan. You may or may not qualify for HAMP, an in house program, or none at all. But you will be armed with the information necessary to make the best decision for you and your family.

REST Report

What is Bankruptcy?

Bankruptcy is the process where a person legally declares themselves unable to pay outstanding debts. Depending on the type of bankruptcy filed, one meets with a judge to determine a payment schedule, or have a legal bankruptcy discharge most if not all debts.

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Bankruptcy Counseling

Bankruptcy law requires all consumers complete a counseling session prior to filing for bankruptcy and an education program prior to the discharge of their debt.

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How to file for Bankruptcy?

This is a question that is asked more frequently as individuals face recession, housing lending crisis, mortgage and foreclosure difficulties. Citizens have been inordinately affected by the collapse of the housing bubble and the mortgage meltdown.

How to File

Bankruptcy Resources

Find help in your area through various advisors and counselors that understand the bankruptcy process and your options. Register to be informed on updates.

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Tools & Calculators

Find helpful tools and calculators to assist you in understanding and preparing your HAMP loan modification package. Visit often as we update frequently.

Use Tools

Forms & Worksheets

Get forms and worksheets to assist you in the understanding and preparation of your HAMP loan modification package or HAFA short sale package.

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Advising & Counseling

Find help in your area through various advisors and counselors that understand the loan modification process and your options. Register to be informed on updates.

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News and Information

Find help in your area through various advisors and counselors that understand the loan modification process and your options. Register to be informed on updates.

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National Home Advocacy Group

National Home Advocacy Group (NHAG) is an organization providing honest and unbiased information to troubled homeowners. We understand the confusion and frustration these trying times may bring, and offer a single point of contact for information on short sales, foreclosure prevention assistance, and bankruptcy. Through the help of our highly trained professionals with a wealth of knowledge and experience in foreclosure prevention and short sale negotiations, NHAG offers FREE, no-obligation consultations for homeowners under water in secured and unsecured debt. NHAG will work to understand your situation, and at your direction, can determine what options are available to you – all at NO COST!

Our core purpose:
Through financial knowledge and expertise, we enable people to enjoy a better quality of life.                                                                                Client Bill of Rights

National Home Advocacy Group - Get the Rest Report Here!

We hope that all clients can contact our company and know that they are getting the type of advice and information that they can trust. We have built our reputation on a solid foundation of service, accountability and honesty and will continue to do so for all of our clients both now and in the future.  We don't guarantee good news, we guarantee honest straightforward news that at the end of the day we can be proud and so can our clients.  Get the Rest Report Here!

REST Resource Links

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